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Your Guide to Government Financial Assistance

for Business in Saskatchewan


Revised 2020 - 2021 Edition



Your Guide to Government Financial Assistance for Business in Saskatchewan has been published annually since 1993 and covers 433 federal and provincial programs, sub-programs and other initiatives that relate to for-profit companies operating in Saskatchewan. It describes each program; the eligibility requirements together with the application process. It provides 483 contact addresses, phone and fax numbers together with websites.

Financing is constantly in a state of flux. New programs and initiatives are announced every year and others fade away without any fanfare. For this reason, this guide is updated annually. It is a monumental task but readers appreciate getting the latest information.

If you are looking to finance a business in Saskatchewan, this is the place to start. You can save yourself countless hours of searching for the programs that are best suited to your needs. Whether you are at the start-up stage or wish to expand an existing business, you will benefit greatly from knowing what is available and how to make quick contact with the program managers. It’s all here at your fingertips!


Author, Iain Williamson, is an entrepreneur, business consultant and seminar leader. His views have appeared in many newspaper articles. He has also been the guest speaker on a CBC Radio phone-in show on starting a business in a recession. In addition, he has appeared on television shows such as: CBC TV's Venture; TVO's MoneysWorth, and Canada Tonight of BCTV and CHCH Television.

Iain spent five years as a financial analyst and knows what makes business tick. For fourteen years he operated his own businesses in importing, high technology and manufacturing. He is now a small business consultant and also owns a book publishing business. He holds degrees from Oxford University, England and from St. Andrew's in Scotland. He has successfully arranged government grants and writes from firsthand experience which he shares with you. This book is essential reading for anyone who is seeking business financing.



Your Guide to Government Financial Assistance for Business in Saskatchewan 2020-2021 Edition;  268 pages; Softcover; ISBN 978-1-55270-847-7; published in November 2020; Canadian $99.95. 





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Chapter 1

The Scope of This Book
Some factors to Bear in Mind
Constant Changes

Chapter 2
Delayed 2020 Federal Budget
& Canada Small Business Financing Act
The Federal Budget for 2020 is Delayed
Innovative Solutions Canada
Canada Small Business Financing Program (CSBFP)
Black Entrepreneurship Program

Chapter 3
Business Development Bank of Canada
and Associated Programs
Background on Business Development Bank of Canada (BDC)
Futurpreneur Canada

Chapter 4
Innovation, Science and
Economic Development Canada
Canada Business Network

Innovation Canada
Strategic Innovation Fund
Innovation Superclusters

Chapter 5
Assistance for Research
& Development in Canada
Scientific Research and Experimental Development (SR&ED) Tax Incentive Program
National Research Council Canada (NRC)
Natural Sciences and Engineering Research Council of Canada (NSERC)
DND/NSERC Research Partnership Grants
Defence Research and Development Canada (DRDC)
The Canadian Space Agency (CSA)
Cooperation Agreement Between Canada and the European Space Agency (ESA)

Chapter 6
Export Related Assistance
Global Affairs Canada: Trade Commissioner Service (TCS)
Canadian Technology Accelerator (CTA) Initiative
Business Women in International Trade (BWIT)
CanExport Program
Business Opportunities: Development and Humanitarian Aid Markets

Global Opportunities for Associations (GOA)
Trade Offices

Export Development Canada (EDC)
Northstar Trade Finance Inc.
Accord Financial Corp.
Camsa Inc.
National Bank of Canada: Global Trade Solutions
Desjardins: Import and Export
BNP Paribas SA
Canadian Commercial Corporation (CCC)
Canada Border Services Agency (CBSA): Duty Deferral and Relief
The Forum for International Trade Training (FITT)

Chapter 7
Export Development Canada (EDC)
& Supporting Organizations
Export Development Canada (EDC)
Northstar Trade Finance Inc.
Accord Financial Corp.
Camsa Inc.
National Bank of Canada: Global Trade Solutions
Desjardins: Import and Export
BNP Paribas SA

Chapter 8
Department of Indigenous Services Canada and
Crown-Indigenous Relations and Northern Affairs Canada
Dissolution of Indigenous and Northern Affairs Canada (INAC)
National Aboriginal Capital Corporations Association (NACCA)
Aboriginal Financial Institutions (AFIs)

Chapter 9
Assistance for Women Entrepreneurs

Women Entrepreneurship Strategy (WES)
Women Entrepreneurship Fund
WES Ecosystem Fund
Women Entrepreneurship Knowledge Hub
WES Expert Panel
Canada Business App
Increasing Access to Capital for Women Owned Businesses
Venture Capital Catalyst Initiative (VCCI)
Improving Access to Federal Business Innovation Programming
Enhancing Data and Knowledge

Further Information

Chapter 10
Assistance for the Environment
Pricing Carbon Pollution and Supporting Clean Growth
Extending Tax Support for Clean Energy
Sustainable Development Technology Canada (SDTC)
Environmental Careers Organization (ECO)
The Green Municipal Fund (GMF)
Municipalities for Climate Innovation Program (MCIP)
Department of Natural Resources Canada (NRCan)

Chapter 11
Assistance for Agriculture and Resources
Agriculture and Agri-Food Canada (AAFC)
Canadian Agricultural Loans Act (CALA) Program
Farm Credit Canada (FCC)
Agricultural Credit Corporation
Canadian Dairy Commission (CDC): Matching Investment Fund (MIF)
Canadian Wood Fibre Centre (CWFC)
National Forest Pest Strategy
Mineral Exploration Tax Credit
Renewing Canada's Network of Small Craft Harbours
Developing High Speed Broadband

Chapter 12
Human Resources and Job Skills

Employment and Social Development Canada (ESDC)
Apprenticeship Job Creation Tax Credit (AJCTC)
Work Sharing
Labour Market Development Agreements (LMDAs)
Softwood Lumber
Skills Boost / EI Flexibility
Aboriginal Skills and Employment Training Strategy (ASETS)
Job Bank
Additional Employment Insurance Regular Benefits for Seasonal Workers
Future Skills Centre
Youth Employment and Skills Strategy
Co-operative Education and Work-integrated Learning Programs
Indigenous Skills and Employment Training Program
Global Skills Strategy
Canada's Start-up Visa Program
Canada Workers Benefit
Improving Parental Benefits
Pay Equity Legislation
Wage Earner Protection Program (WEPP)
EI Working While on Claim Pilot Project
Apprenticeship Incentive Grant for Women
New Women in Construction Fund
Union Training and Innovation Program (UTIP)
Targeted Employment Strategy for Newcomers
Compensation for Employers of Reservists Program (CERP)
Skills and Partnership Fund (SPF) - Aboriginal
Information & Communications Technology Council (ICTC)
Student Work Placement Program
Canadian Worker Cooperative Federation (CWCF)
Canadian Alternative Investment Cooperative (CAIC)

Chapter 13
Assistance for Media and the Arts

Heritage Canada

Canadian Audio-Visual Certification Office (CAVCO)
Livres Books Canada
Canada Council for the Arts
Telefilm Canada
National Film Board of Canada (NFB)
Canada Media Fund (CMF)
Independent Production Fund (IPF)
Canadian Broadcasting Corporation (CBC)
Telus Fund
Shaw Rocket Fund
Rogers Cable Inc.
Bell Broadcast and New Media Fund
bravoFACT (Foundation to Assist Canadian Talent)
Harold Greenberg Fund
Quebecor Fund

Chapter 14
Western Economic Diversification Canada
Western Economic Diversification Canada (WD)

Chapter 15 Assistance in Saskatchewan
Saskatchewan Covid-19 Assistance
Labour-sponsored Venture Capital Corporations Amendment Act, 2017
Provincial Training Allowance (PTA)
Saskatchewan Mineral Exploration Tax Credit (SMETC)
Saskatchewan Petroleum Innovation Incentive (SPII)
Oil & Gas Processing Investment Incentive (OGPII)
Saskatchewan Entrepreneurial Fund (SEF)
Prairie Ventures Fund Limited Partnership (PVLP)
SaskWorks Venture Fund (SWVF)
APEX Investment Fund
Northern Enterprise Fund (NEF)
Women Entrepreneurs of Saskatchewan Inc. (WESK)
Saskatchewan Indian Equity Foundation (SIEF)
SaskMetis Economic Development Corporation (SMEDCO)
Clarence Campeau Development Fund (CCDF)
First Nations Trust
Le Conseil de la Coopération de la Saskatchewan
Workforce Development for Persons with Disabilities (WFD-PD) Program
Self Employment for the Unemployed Program
Saskatchewan Apprenticeship and Trade Certification Commission (SATCC)
SaskPower Assistance
Saskatchewan Finance
Saskatchewan Commercial Innovation Incentive (SCII)
Saskatchewan Technology Start-Up Incentive
HeadStart on a Home
Saskatchewan Housing Corporation (SHC)
Regina Housing Incentives Program: Warehouse District (RHIP)
Saskatchewan Pension Plan (SPP)
Saskatchewan Agriculture
Ag-West Bio Inc. (AWB)
Saskatchewan Trade and Export Partnership Inc. (STEP)
Saskatchewan Arts Board
Service Canada Centres

Chapter 16
Business Incubators, Accelerators & Innovation Centres

The Incubator Concept
Applications of the concept
Types of incubators in Canada
What incubators provide
Innovation centres
Some observations on incubators
Ability to Attract Investors
Incubators, Innovation Centres and Accelerators in Canada
Enactus Canada
Canadian Innovation Centre









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